Juffer Insurance Inc. - Auto Insurance

Auto Insurance
The following is an overview of the auto coverage available for purchase and some suggestions for evaluation of your current policy. Rental Car Coverage Guideline
Bodily Injury - pays for injuries to other people as a result of an automobile accident when you are found to be at fault. It is important to select meets that are in line with today's medical costs and that will cover your assets.	Property Damage - pays for damage to others property that is caused by you. This may include an automobile, fence or home. The limit here should be high to at least cover the cost of two new automobiles.
Uninsured Motorist coverage - this will pay for your medical costs, loss of wages and other expenses associated with an injury you receive as the result of an automobile accident in which you are not at fault, but the other party does not have any insurance to cover these costs. We recommend that these limits be the same as the bodily injury limits you have chosen.	Underinsured Motorist coverage- this will pay for your medical costs, loss of wages and other expenses associated with an injury as the result of an automobile accident in which you are not at fault, but the other part does not have sufficient bodily injury limits to cover your expenses. We recommend that these limits be the same as the bodily injury limits you have chosen.
Collision - pays for damage to your automobile (regardless of fault) as the result of a collision with another object. This is an area where you can save some money - we recommend that you purchase as high a deductible as possible.	Other than collision - also referred to as Comprehensive coverage. Pays for damage to your automobile as the result of wind, hail, fire, theft, vandalism, falling objects, glass claims, and animal collisions. A zero or $50 deductible is not recommended - many times there can be significant savings by going to a $100 deductible.
Medical Payments - this will pay medical costs for you and anyone in your automobile as the result of an accident regardless of who is at fault. This coverage will also apply if you are injured while riding a bicycle or as a pedestrian. This limit should be high enough to cover your health insurance deductibles and/or co-payments.	Optional Coverage's - Towing and labor Rental Reimbursement Extended Non-owned Lease Gap
SR-22 Filings - This is a form that the insurance company files with the state verifying that you have insurance or are "financial responsible". Most companies do have a minimal charge for this service. The SR-22 is normally required in order to obtain your drivers license following a suspension.